Everywhere you go shopping, the cashier asks if you would like to use your "store card" —which in most cases actually costs you more than you know to use.

The interest on most credit cards are outrageous.

Credit: Geribody/ThinkStock
Credit: Geribody/ThinkStock
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Here are some credit cards worth getting:

1.  Kohl's.  There's no annual fees. You get 20% off your next order a coupon for 15% off in the mail and one coupon a month that gets you between 15 and 30% off.

2.  Best Buy.  You can either get 5% back in credit, or six months of no interest on purchases over $150.  And again, no annual fee.

3.  Victoria's Secret.  If you spend more than $250 a year, you get 4% back in store credit.  And you get double the reward points for any bras you buy.

4.  Wal-Mart.  If you buy gas, you get five cents off per gallon, which isn't much.  But if you're rebuilding your credit, it's one of the easiest cards to get approved for.

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