...and no, it doesn't include coupons.

Yahoo Finance says you're probably throwing away a few hundred dollars a year in ways you don't even notice.  And you can save a ton of money by changing a few, small things:

  • 1

    Re-think Your Premium Subscription Services.

    You may like having the options, but if you're not using them, you're wasting money.  How many of those cable channels do you actually watch each month?  I learned this one the hard way.  I subscribed to Hulu and forgot about it at one point because I got cable.  The money comes out of your account automatically and that's why I forgot about it.  I wasted all kinds of money.  Do you have unused cell minutes and unread magazines stacking up?  Take a good look at what you and your family actively use, then cancel or downsize your plans.  If you can live without them, chances are you don't really need them.

    Photo By: Michael Kovac/Getty Images
  • 2

    Buy Generic

    You may think you're sacrificing quality, but you're not.  Fancy brands cost more mainly because of the packaging.  I always buy generic and I notice the money I'm saving.

    Photo By: Steve Frost/ ThinkStock
  • 3

    Take it easy with coupons.

    They seem like they're saving you money.  But they actually make you buy things you normally wouldn't, because you're getting a deal.


    Photo By: Richard Klotz/ ThinkStock
  • 4

    Never Pay Full Retail Price.

    Almost all consumer goods go on sale at some point, and that's when you should buy them.

    Photo By: PSNJua/ThinkStock
  • 5

    Don't Buy Add-Ons

    Say, no! Rental car workers are trained to get you to buy their insurance, when your own insurance policy probably covers you.  Those kinds of extra fees can add-up over time, so learn to say no.

    Photo By: Jupiterimages/ThinkStock